By Heena Ojha
Yes Bank Ltd.’s shares dipped nearly 1% on Friday after the release of a lackluster first quarter business update. The bank reported a quarter-on-quarter decline in both loans and deposits. Loans and advances decreased by 2% to Rs 2.41 lakh crore, down from Rs 2.46 lakh crore in the previous quarter. Similarly, deposits fell by 3% to Rs 2.75 lakh crore, compared to Rs 2.84 lakh crore in the March quarter.The current-account savings-account ratio, a crucial indicator of a bank’s financial health and profitability, stood at 32.7% at the end of June. This is an improvement from 30.8% in June 2024 but a decline from 34.3% in March 2025.Additionally, the credit-deposit ratio rose to 87.5%, up from 86.5% a year earlier. The CD ratio is an important metric as it reflects the bank’s ability to cover loan losses and customer withdrawals..The scrip fell as much as 0.74% to Rs 20.17 apiece. It pared losses to trade 0.65% lower at Rs 20.02 apiece, as of 09:22 a.m. This compares to a flat NSE Nifty 50 Index.It has fallen 16% in the last 12 months. Total traded volume so far in the day stood at 0.08 times its 30-day average. The relative strength index was at 47. Out of 11 analysts tracking the company, one recommends a ‘hold’ and 10 suggest ‘sell’, according to Bloomberg data. The average 12-month consensus price target implies a downside of 16.7%..Stock Market Live: Nifty, Sensex Off Highs As Trent Drags; Defence Stocks Advance