By News18
SBI Services Outage: India’s largest public lender State Bank of India (SBI) has suffered a major technical issue, impacting its services, including YONO, RTGS, NEFT, UPI, INB and IMPS. SBI customers reporting outage in services shot up as per DownDetector.
A total of over 400 customers reported the outage of SBI services around 1:00 am on DownDetector.
However, the Bank in the latest post confirmed that all the services have been restored since 2:00 pm.
DownDetector Screengrab
All our services are available since 14:00 hrs.
Inconvenience caused is regretted.
— State Bank of India (@TheOfficialSBI) July 2, 2025
What to Do When SBI Services Are Down: Use These Alternatives
If SBI services like YONO, Internet Banking (INB), NEFT, RTGS, and UPI are temporarily down, here’s what you can do instead:
Option 1: Use UPI Lite for Quick Payments
What is UPI Lite?
UPI Lite is a simplified version of UPI that works even when the bank server is down. It supports small-value transactions (up to Rs 500) without needing a PIN for each payment.
How to Use UPI Lite (Step-by-Step):
Open any UPI-enabled app (like PhonePe, Paytm, BHIM, or GPay).
Go to the UPI Lite section (usually visible on the home screen).
Activate UPI Lite by linking your SBI account (if not already done).
Add balance to your UPI Lite wallet (max Rs 2,000 at a time).
Make payments instantly without waiting for bank approval.
Works well for groceries, tea stalls, travel fare, etc.
No SMS needed, no UPI PIN required for each transaction.
Option 2: Use SBI ATM/Debit Card for Cash and Payments
SBI ATM services continue to work even during digital service outages.
What You Can Do:
Withdraw cash from any nearby SBI or other bank ATMs.
Check your balance via ATM.
Make purchases using your SBI debit card at POS (Point of Sale) terminals in shops.
Use card on delivery or for utility bill payments.