By Cathal Ryan Shauna Bannon Ward
Four money changes are set to take effect for Irish households throughout July.
Two eligible groups are in line for payments, with applications now open for one group for a much-needed scheme, while an increase is set to come into effect for another, RSVP Live reports.
Those renting a house or apartment and people who drive certain commercial vehicles will also be set for some changes.
Here is everything you need to know about any money-related changes happening for the month of July.
Rent Pressure Zones
New Rent Pressure Zone (RPZ) rules came into effect for all private and student-specific accommodation tenancies in Ireland on June 20, 2025.
As per the new rules, landlords are only able to increase rent once a year by either the rate of inflation or by two per cent, whichever is lowest. You can read more information about the new rules here.
Back to School Clothing and Footwear Allowance
Applications for the 2025 Back to School Clothing and Footwear Allowance opened up for eligible households in June – with payments for the scheme being made from the week starting Monday, 14 July.
The Back to School Clothing and Footwear Allowance is a once-off social welfare payment made to eligible families to assist them with the cost of sending their children back to school.
The rate of payment for 2025 is €160 for children aged 4 – 11 and €285 for children aged 12 years and over in second-level education. You can find out more about the payment here.
Carer’s Allowance
Starting in July 2025, the Carer’s Allowance income disregard will increase to €625 for a single person and €1,250 for a couple.
The weekly social welfare payment is made to people who care for someone because of their age, disability or illness (including mental illness). To qualify for the payment, your income must be below a certain amount.
If you care for two or more people, your rate of Carer’s Allowance is increased by 50 per cent (maximum) each week. If you get another social welfare payment, you may get half-rate Carer’s Allowance. You can find out more information here.
Vehicle Registration Tax (VRT)
Starting from July 1, 2025, an emissions-based approach to Vehicle Registration Tax (VRT) is being introduced.
From this date, an eight per cent rate of tax will apply for category B vehicles with CO2 emissions of less than 120 grams per kilometre and vehicles with CO2 emissions greater than 120g/km will be at 13.3 per cent.
Category B includes commercial vehicles designed and constructed for the carriage of goods and not exceeding 3.5 tonnes.
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