Planning a long trip but worried about rising airfares and hotel costs? With travel expenses on the rise, savvy travellers are increasingly turning to credit cards for affordable vacations. Many credit card issuers are providing a wide range of travel credit cards with a host of benefits.
These cards not only offer reward points but also come with several other benefits like complimentary lounge access, travel insurance, hotel discounts and more, making your vacations more affordable. The travel credit cards are designed to meet the needs of customers from all categories. These credit cards offer attractive deals for budget trips, frequent travellers and luxury vacations.
Here are the top 3 travel credit cards in India that can help you unlock free flights and hotel stays:
HDFC Bank Diners Club Black Metal Edition Credit Card
Ideal for frequent flyers, this card lets you earn 5 reward points per Rs 150 spent and up to 10X reward points on SmartBuy. It also offers Unlimited lounge access to 1,000+ airport Lounges in India and across the world for primary and add-on card members.
Joining Fee: Rs 10,000
Annual Fee: Rs 10,000
Welcome Benefit: Complimentary memberships of Club Marriott, Swiggy One and Amazon Prime on spending Rs 1.5 lakh during the first month.
Best For: All-round travel and lifestyle perks
Axis Bank Atlas Credit Card
The Axis Bank Atlas credit card comes with Edge Miles that can be transferred to multiple airline and hotel loyalty programmes. It offers milestone-based bonus miles, global lounge access. The card provides 10% value-back on travel expenses through reward points, which can be redeemed at a 1:2 ratio across more than 15 airline and hotel partners. For other purchases, users earn up to 4% value-back, receiving 2 reward points for every Rs 100 spent.
Joining Fee: Rs 5,000
Annual Fee: Rs 5, 000
Travel Edge: Earn up to 5 Edge Miles per Rs. 100 spent, with a monthly spending limit of Rs. 2 Lakh.
Best For: International travellers and point transfers
Yatra SBI Card
Get Rs 1,000 off on domestic flight bookings with a minimum spend of Rs 5,000, and Rs 4,000 off on international flights on transactions above Rs 40,000. Enjoy 20% off (up to Rs 2,000) on domestic hotel bookings with a minimum value of Rs 3,000. Earn 6 reward points for every Rs 100 spent on groceries, dining, movies, entertainment, and international transactions.
Joining Fee: Rs 499
Annual Fee: Rs 499
Welcome Benefit: Welcome vouchers of Yatra.com worth Rs. 8,250.
Best For: Hotel bookings, domestic and international flights
Choosing the right travel credit card can significantly reduce your out-of-pocket costs during vacations. If planned wisely, these cards can turn your everyday spends into free flight tickets and luxurious hotel stays, making dream vacations much more achievable.